THE ONBOARDING INNOVATORS
We’re Canada’s leading onboarding company for the financial services industry.
Our API strategy blends the very best technology with traditional core systems to provide
FIs with a truly omni-channel onboarding solution.
What we do
As Canada’s leading provider of onboarding software for the financial services industry, we dedicate all of our resources, brain power and creativity to transforming account origination and loan auto-decisioning into a seamless, digital and incredibly simple customer experience.
Our platform – cumulus – fully digitizes the onboarding process. It’s 100% compliant to all banking regulations and can be easily configured to an FI’s brand, voice and products. cumulus is completely paperless, with e-signatures, electronic account funding and automatic account switching. It also offers banking integration and a module stack that includes retail, commercial and wealth management deposits as well as online lending. These stacks work independently or together and can be deployed in as little as four weeks.
cumulus also makes customers happy by offering an incredibly easy and fully digital account opening experience that endears them to an FI’s brand.
Our Innovation Partners
Our platform is continually innovating to ensure that it reflects the best that technology has to offer. We achieve this by establishing key API integrations that allow us to leverage complementary technologies that will further digitize the onboarding process. This makes it possible for us to rapidly integrate and deploy leading technologies that help our clients increase customer satisfaction and loyalty, achieve marketplace differentiation and unify complex back-office systems and legacy applications into a streamlined process that drives sustainable results.
Our story
Today we’re Canada’s leading developer of onboarding software for the financial services industry, but our story doesn’t begin there. We started out as a web development agency in 1999. In 2004, we were hired by a local credit union. That partnership became a pivoting point for us and was the impetus for a change in our corporate direction. It inspired our team to learn everything there was to know about how credit unions worked and what they needed to succeed. Before long, CUs across Canada were turning to us for solutions that would help them overcome internal efficiencies and better meet the needs of their members.
All of this inspired growth and innovation would lead us to a focus on providing solutions that drive engagement and maximize the customer onboarding experience for credit unions, retail banks, trust companies and wealth management firms across the country.
1999
Incorporated as Webtech Inc.
2008
Incorporated CUMarketing.
2011
Rebranded as thirdstream.
2014
Focused solely on onboarding.
News
thirdstream launches Identity Verification Platform
July 2 - thirdstream’s Identity Verification Platform integrates with existing banking and payment solutions using Open API standards. The platform is foundational to thirdstream’s digital account opening solutions for individuals and [...]
Canada Post’s Digital Proof of Identity solution now integrated with thirdstream
June 6 - Identity verification is critical to remote account opening solutions. Ensuring your consumers meet complex regulatory requirements is key to an efficient, friction-free customer experience. thirdstream is now offers [...]
thirdstream integrates Equifax AML Assist
April 18 - AML Assist is now integrated with thirdstream’s account opening solutions, offering clients greater ease, efficiency and flexibility in implementing specific identity verification requirements. AML Assist is a key [...]